Cambrian Wrap Update
Cambrian Associates' bespoke Wrap is an active fund management system which allows clients with multiple plans to manage them in a single location. Clients have their own logins to the Wrap platform so that they can view their valuations online at any time.
Funds selected for use on the platform are reviewed quarterly by Cambrian’s Wrap team, and fund switches are advised by e-mail or letter.
Our qualifying criteria for the platform is that all funds must have beaten the index over 1,3,5 and 10 years, thereby ensuring clients are accessing the most consistent performers, whilst avoiding exposure to the most aggressive and cyclical stock. Funds are replaced by another in the same sector if they have underperformed over two consecutive quarters. We use the following in our decision making process: Morningstar, OBSR, Financial Express, Citywire and Standard & Poor’s
As markets approach previous indices high points, the gradual process of the lowering of risk can be advised, to natural hedges and alternative asset classes.
Where ISAs and OEICs are both held, OEIC to ISA transfers are advised at the start of each tax year, to ensure the continued progression of the tax efficiency of the portfolio at the earliest opportunity. This is managed by Cambrian’s Wrap team.
To find out more, contact our Wrap Manager, Penny Wareing, on 01244 526328 or penny.wareing@cambifa.co.uk.
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July Wrap update
A Wrap client who invested £10,000 in our medium risk growth portfolio a year ago would now have a portfolio worth £11,800, an increase of 18% over the last 12 months...
more »April Wrap update
We had an excellent response to the fund switch recommendation in March out of Invesco Pacific, and into First State Asia Pacific Leaders. The First State Asia Pacific Leaders fund has been awarded the highest possible ratings from all of the various fund rating agencies...
more »February Wrap update
In February the American Index, S&P 500 reached its first trigger point, and we contacted our Wrap clients to begin the progressive disinvestment out of the North America sector...
more »January Wrap update
At the end of December we investigated alternatives to the Fixed Income funds that we currently use on Wrap. Our first recommendation was M&G Index-Linked Bond Fund which was first in its sector over 3 years and aims to secure the value of capital and income from the effects of inflation..
more »December Wrap update
At the beginning of November, the FTSE 100 neared its 2½ year peak as the Bank Of England confirmed interest rates would remain at 0.5%...
more »FTSE wavers as ‘Glenstrata’ deal weighs on miners
Britain’s benchmark index dragged down by miners as opposition to the merger of commodities giant Glencore and miner Xstrata mounts.
more »The ship be sinking: a portent of economic doom
A downturn in the 'Baltic Dry Index' may not cast the same pall it used to, but a 25-year low is worrying nonetheless.
more »