Getting the highest possible return is the highest priority for most investors, but it’s also important to know that your chosen investments give you the best levels of access and flexibility.
There are a number of options available to the investor, from easy access savings accounts to more complicated fixed rate bonds. The best choice for you will depend on a variety of factors, including:
• How much you want to save.
• Whether you’re investing a single lump sum or regular payments.
• The length of time you’d like to save and invest over.
• How much access you need to the money you’ve invested.
• How you plan to use the money you earn from your investments.
Remember, thinking about how you can keep your savings tax-free is a vital step in the financial planning process. Individual Savings Accounts (ISAs) can help you save up to a set yearly limit (called your ISA allowance) without paying UK Income Tax or Capital Gains Tax.
It may seem basic, but everything we do needs to be geared toward managing your finances so that we can help you achieve long-term security.
One of our advisers can help you map out the best routes for you to take. Your financial adviser will offer holistic advice that will take everything into account to ensure that every possibility is explored, every base covered and every penny works for you.
In the present economic climate, we have to work that bit harder to make the most of your savings and investments and to achieve the returns you would like.
Our financial advisers use all their experience and skill to maximize your money.
The value of your investments can go down as well as up, so you could get back less that you invested.