We are recruiting – Financial Planning Administrator

8th February 2022

Cambrian Associates and HCI Financial Services is a leading independent financial advisor in the North West. We are a team of financial planners, technical paraplanners and support staff all working together to help our clients achieve the financial future they want.

We are recruiting a Financial Planning Administrator to join our growing team. You will be working with a team of experienced administrators and paraplanners in supporting the firm’s operations.

The role is an entry-level position and represents a fantastic opportunity for the right candidate to join an ambitious growing team and start a career in the wealth management industry. We actively support our employees in their training and their aspirations to becoming qualified paraplanners and advisors if that is where you want to take your career.

Main responsibilities

  • Support a number of client related systems and processes ensuring the integrity of client records
  • Liaise with team to ensure all compliance paperwork is present
  • Liaise with team for compliant submission and recording of new transactions
  • Identify and obtain information necessary to undertake research and complete analysis
  • Liaising with investment product providers and other third parties to obtain plan details for our clients

Relevant skills and knowledge

  • The requisite skills for the role being undertaken
  • Knowledge and understanding of the firm’s record keeping requirements
  • IT literate – Microsoft Office
  • Attention to detail and accuracy
  • Good telephone manner
  • Ability to multi-task, prioritise effectively and plan workload
  • Good level of literacy and numeracy skills
  • Articulate, with excellent inter-personal skills, both written and verbal
  • Excellent time management and organisational skills are essential, together with open communication and a great work ethic
  • Ability to achieve agreed outcomes without supervision

General responsibilities

  • Follow appropriate ethical standards within the firm at all time
  • Ensure all dealings with clients are carried out in a professional and courteous manner

Company Benefits

Salary Range – £18,600 to £21,000

  • Minimum 21 days holiday + statutory holidays (increasing with length of service) + office closure between Christmas and New Year
  • Financial support with studying for professional qualifications including training
  • Payment of CII Membership
  • Group Personal Pension Plan after qualifying period
  • Company Benefits include: 4 x Death in Service, 4 x Critical Illness cover, Group Income Protection
  • Free onsite parking
  • Office opening times 9am – 5pm (with 30-minute lunch) and finish at 4pm on Friday

If you have the knowledge and experience listed above, please contact Carla Roberts on 01244 539595 or email


27th March 2020

Please click here to download

How do you feel about taking a pension at 75?

27th September 2019

Is a state pension age (SPA) of 75 looking more likely?


The SPA should better reflect the longer life expectancies that we now enjoy and be used to support the fiscal balance of the nation. The SPA in the UK is set to rise to 66 by 2020 (Pensions Act 2011), to 67 between 2026 and 2028 (State Pension Act 2014) and to 68 between 2044 and 2046 (State Pension Act 2007). We propose accelerating the SPA increase to 70 by 2028 and then 75 by 2035.


Probate delays affecting estate settlements

5th September 2019

There are currently long delays in gaining probate on the estates of the recently deceased.

Late in 2018, the government issued a written statement announcing its intent to go ahead with controversial increases in probate fees for England and Wales. Instead of the current flat fees of £155 for applications through a solicitor and £215 for individual applications, draft legislation was issued with a sliding fee scale that rose to £6,000 for estates valued at over £2m. To many, the measure looked more like a new tax than a fee increase.


Another take on long-term care costs

17th June 2019

A new set of proposals for funding long-term care has emerged from a significant source.


The funding of long-term care is an issue that beats even Brexit in terms of protracted political procrastination.  A Royal Commission on the subject was established in 1997 and reported in 1999. Its proposals were rejected by the then Labour government as too costly.


Happy 20th birthday

8th April 2019

6 April marks the 20th birthday of the Individual Savings Account (ISA).


When the ISA was introduced in 1999, many thought it to be little more than a rebranding of the two schemes it replaced: the Personal Equity Plan (PEP) and Tax Exempt Savings Account (TESSA). The following 20 years have proved ISAs to be much more.


An overshadowed Spring Statement

5th April 2019

The Chancellor’s Spring Statement was almost obscured by other events in mid-March.

Ever since he announced a move to an Autumn Budget in 2016, Mr Hammond has made it clear that he wanted to avoid the Spring Statement counterpart becoming a mini-Budget. His vision was that in March he would be presenting a brief response to the latest forecasts from the Office for Budget Responsibility (OBR). As the Treasury website stressed, “there will now only be one major fiscal event each year”.


Check your April pay slip

19th March 2019

Your April pay may look much the same as March’s, but it is worth giving your pay slip a close look.

If you are an employee, your April pay slip is always worth checking, even if you pay little attention to the other eleven you receive over a year. The items to check include:


Salary Many employers change pay rates from 1 April, often coinciding with the start of their new financial year. If you were notified of a pay increase in March, it is worth making sure the number on the April pay check agrees with what you were promised.


Inheritance tax reductions ahead of potential reform

1st March 2019

Inheritance tax (IHT) will be slightly reduced for some from 6 April 2019, but greater reforms may arrive soon.

The IHT residence nil rate band (RNRB) increases by £25,000, bringing it to £150,000 for the 2019/20 tax year. In theory that means a married couple can pass on up to £950,000 (2 x nil rate band of £325,000 + 2 x RNRB of £150,000) to their heirs free of tax.


Preparing for the new tax year

22nd February 2019

One of the few certainties about 2019 is that the new tax rates and thresholds will take effect from the start of the 2019/20 tax year on 6 April.

Whilst the focus tends to be on year end tax planning at this time of year, it is important to look forward to the new tax year and the changes that it will bring.

From 2019/20 changes will come into effect for key income tax rates and thresholds, as well as pensions.