Mortgages & Equity Release


Whole of market mortgage advice

We research the whole market and aim to identify the most suitable lender or product for you.

Dedicated mortgage team

At Cambrian, our specialist Mortgage Team will look after your mortgage application from start to finish.

A stress free experience

Once your mortgage application has been processed, our Mortgage Team will take care of any queries from the lender, solicitor or yourself. We endeavour to make the mortgage process as easy as possible for you.

Never pay more than you have to

Our bespoke monitoring system will alert us when your mortgage deal is due to expire. We’ll contact you right away to arrange an appointment so that we can offer advice on the best mortgage options for you at that time based on your circumstances.

Release equity from your home

If you are aged 55 or over and own your own home, equity release could provide you with a lump sum, additional income or both. You can either borrow money in the form of a lifetime mortgage which is secured against your home, or using a home reversion scheme, could sell part or all of your home.

Many older people are finding that they are asset rich but cash poor. One option, of course, is to sell your home and move to a smaller one, but many will not want to do this.

Equity release can be a sensible solution to release some cash from your home.

We will only recommend equity release schemes which meet the Safe Home Income Plans (SHIP) Standards and only where it is appropriate to your particular circumstances.

*Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. We typically receive a procuration fee from the mortgage lender, which is offset against our minimum mortgage fee of £500, and we don’t normally need to charge an additional mortgage fee. The exact amount will depend on your circumstances.