Michael Owen Independent Financial Advisers Ltd

Michael Owen Independent Financial Advisers Ltd, an Appointed Representative of Cambrian Associates Ltd, formed in November 2017.

Michael is a Chartered Financial Planner who has more than twenty years experience within the financial services industry.

Michael is married to Hayley and they have two children, Tom and Lily.

Michael has worked at Standard Life, Prudential and AXA before becoming a Financial Adviser in 2012.

Michael enjoys playing and watching sport, especially golf and football.

Advising in all areas of financial planning and specialising in Investments and Pensions, Michael offers bespoke financial advice and will be more than happy to help you with any financial need.

Should you need to complain:-

If you are dissatisfied with a recommendation we have made you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us:

In writing: Complaints Officer, Cambrian Chartered Financial Planners, Cambrian House, St. David’s Park, Hawarden, CH5 3XA

By phone: +44 (0) 1244 539595

By e-mail: info@cambifa.co.uk

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.

Where you have received products or services marketed online you may have right of access to the Online Dispute Resolution (ODR) platform. To contact the ODR please visit http://ec.europa.eu/odr